The Abagnale SuperBusinessCheck
The SuperBusinessCheck is one of the most secure business checks in the world. Designed by Frank Abagnale with 16 safety features, the check is virtually impossible to replicate or to alter without the fraud being evident. Fully compatible with today's Check 21 environment (bank imaging), the distinct appearance and combination of safety features in the SuperBusinessCheck provide the greatest deterrence to check fraud available in a business check. The SuperBusinessCheck is printed on very tightly controlled, true-watermarked security paper. For your protection, checks are never sold blank without first being customized for a specific customer.
The security features in the SuperBusinessCheck make it nearly impossible to replicate or to alter without leaving physical evidence, thus discouraging criminals from trying. When there is no attempt to defraud, there will be no loss! High security checks can also provide a legal defense in many check fraud disputes, including Check 21 and Holder in Due Course.
Security Features of the SuperBusinessCheck:
1. Controlled Paper Stock2. Fourdrinier Watermark
3. Thermochromatic Ink
4. Toner Anchorage
5. Explicit Warning Bands
6. Copy Void Pantograph
7. Chemical Sensitivity
8. Chemical Wash Detection Box
9. Prismatic Printing
10. High-Resolution Borders
11. Chemical Reactive Ink
12. Sequenced Inventory Control Numbers
13. Laid Lines
14. Fluorescent Ink
15. Fluorescent Fibers
16. Microprinting
17. "Do Not Negotiate" on Back Panel
18. Security Features Listed on Back of Check
Styles and Formats:
Controlled Paper Stock:
The SuperBusinessCheck is manufactured in the USA with top quality, premium-grade security paper made by Appleton Papers. The check stock is tightly controlled, and no checks are ever sold completely blank. Every check order is customized in some way for the end user. Companies that print their own name, address, MICR line, etc. on their checks still receive some type of customization on the SuperBusinessCheck that is unique to their company.
Fourdrinier WaterMark:
The SuperBusinessCheck contains a dual-tone Fourdrinier (true) watermark that is pressed into the paper at the mill and is visible from either side when held to the light. This dual-tone true watermark provides instant authenticity of the document and cannot be replicated, copied or scanned.
Thermochromatic Ink:
The front of the SuperBusinessCheck contains two pink lock-and-key icons printed with thermochromatic (heat-sensitive) ink that fades away when heated above 85° and reappears when cooled. This thermochromatic icon can be rubbed or breathed on for instant authentication of the check. Color copiers cannot reproduce the reactivity of thermochromatic ink.
Toner Anchorage:
The SuperBusinessCheck paper is treated with toner anchorage that helps bond the toner onto the paper when printed with a hot laser printer. Without toner anchorage, criminals can alter laser checks by lifting off the printing with common oiffce tape. See “A Primer On Laser Printing” in the Abagnale Fraud Bulletin, available through SAFEChecks.
Explicit Warning Bands:
The SuperBusinessCheck has two warning banners that explicitly describe specific overt security features and advise the recipient to look for these features before accepting the check. These warning banners may also deter forgers from "experimenting" with the check.
Copy Void Pantograph:
This patented security feature is an indiscernible dot pattern designed into the SuperBusinessCheck. When the check is copied or scanned by many copiers, the word "void" appears and invalidates the copy.
Chemical Sensitivity:
The SuperBusinessCheck reacts to over 80 different chemicals. When chemically washed, the SuperBusinessCheck will stain, speckle, or discolor and will no longer look like the original document.
Chemical Wash Detection Box:
The back of the SuperBusinessCheck contains a box describing the effects of check washing on the check. The check is reactive to over 80 chemicals, and the box may act as a deterrent to chemical tampering.
Prismatic Printing:
The design of the SuperBusinessCheck includes an intricate background with subtle gradations between colors. The intricacy and gradations are difficult to reproduce on most color copiers.
High Resolution Borders:
The SuperBusinessCheck is engineered with intricately designed borders that are difficult to duplicate. High-resolution borders are ideal for covert security because the design often distorts when copied.
Chemical Reactive Ink:
The dark blue high-resolution borders on the SuperBusinessCheck are made with specially formulated SICPA ink. The borders dissolve when soaked in acetone, showing clear evidence of chemical tampering.
Sequenced Inventory Control Numbers:
Every SuperBusinessCheck that is not numbered on the face in the MICR line has a sequenced inventory control number printed on the back. Numbering every check is imperative for audit and control purposes. It discourages internal theft when an accurate log is maintained.
Laid Lines:
Lines of varying width and spacing are printed on the back of each SuperBusinessCheck to deter cut-and-paste alterations.
Fluorescent Ink:
A security seal and Frank Abagnale’s trademarked “signature” is printed on the back of the check in ultraviolet ink. It becomes visible under ultraviolet light and helps authenticate the original document.
Fluorescent Fibers:
The SuperBusinessCheck contains ultraviolet light-sensitive fibers embedded in the paper that fluoresce under UV light and further serve as an authentication tool.
Microprinting:
The SuperBusinessCheck contains printing so small that it appears as a line to the human eye, and can only be read with a magnifying glass. Microprinting will often blur when scanned or photocopied.
"Do Not Negotiate" on Back Panel:
“Do Not Negotiate” is printed on the back panel of the SuperBusinessCheck. This prevents someone from taking a blank panel and making a fraudulent check on true watermark paper.
Security Features Listed:
The SuperBusinessCheck security features are printed on the back panel of each check. This can aid the recipient in knowing which security features to look for in authenticating the check.